Development Loans
We provide whole loans of £10m+ to the development of residential and commercial real estate assets. Our deep knowledge of these sectors allows us to understand the needs of development partners whilst providing the certainty and expertise in capital management needed for financing large-scale projects
Product details
£10m+
Major towns and cities across the UK
Minimum of 10 years
Up to 85%
Up to 75%
Green Loans
As part of our Development Loan product, we offer Green Loans. Our Green Loans are designed to support the construction of environmentally sustainable predominantly residential developments. We offer financial incentives to encourage the adoption of green building practices and the achievement of ambitious ESG targets.
Structure
These loans are documented using a specialised Green Loan Facility Agreement developed by the Loan Market Association (LMA), which sets out tailored ESG key performance indicators aligned to the eligible green project. The structure also incorporates financial incentives linked to the achievement of these ESG targets.
Eligibility
Our proprietary Green Loan Framework assesses projects across five key categories: Energy & Carbon; Circular Economy; Biodiversity; Water; and Health & Wellbeing. Projects must achieve a minimum qualifying score to be eligible. We also accept projects with recognised certifications like LEED v4.1, WELL, BREEAM, and HQM.
Tailored ESG KPIs
We work closely with borrowers to set tailored KPIs aligned with their specific sustainability targets. These KPIs are monitored throughout the loan term by our experienced loan management team and reported to our ESG Committee.